Terms of Service

1. Acceptance of Terms

By accessing or using FinxaOS services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this service.

2. Description of Service

FinxaOS is a comprehensive business management platform that provides tools for financial management, inventory control, e-commerce operations, and business analytics. Our service is provided on a subscription basis with various pricing tiers.

3. User Accounts

To access our services, you must create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Providing accurate and complete information
• Promptly updating your account information
• Notifying us immediately of any unauthorized use

4. Acceptable Use

You agree not to use FinxaOS for any unlawful purpose or in any way that could damage, disable, overburden, or impair our services. Prohibited activities include:

• Violating any applicable laws or regulations
• Infringing on intellectual property rights
• Transmitting harmful or malicious code
• Attempting to gain unauthorized access to our systems
• Interfering with other users' use of the service
• Using the service for competitive analysis or benchmarking

5. Payment Terms

Subscription fees are billed in advance on a monthly or annual basis. By providing payment information, you:

• Authorize us to charge the applicable fees to your payment method
• Agree to pay all charges incurred by your account
• Are responsible for all applicable taxes
• Understand that fees are non-refundable except as required by law

6. Data and Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy. You retain ownership of your data, and we will not access or use your data except as necessary to provide our services or as required by law.

7. Intellectual Property

FinxaOS and its original content, features, and functionality are owned by FinxaOS and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. You may not modify, reproduce, distribute, or create derivative works based on our service.

8. Service Availability

We strive to maintain 99.9% uptime, but we do not guarantee that our service will be uninterrupted or error-free. We may temporarily suspend access for maintenance, updates, or other operational reasons with advance notice when possible.

9. Limitation of Liability

To the maximum extent permitted by law, FinxaOS shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses resulting from your use of our service.

10. Indemnification

You agree to defend, indemnify, and hold harmless FinxaOS and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of or relating to your violation of these Terms or your use of our service.

11. Termination

Either party may terminate this agreement at any time. We may suspend or terminate your access immediately, without prior notice, for any breach of these Terms. Upon termination, your right to use the service will cease immediately, and we may delete your account and data.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved through binding arbitration.

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes via email or through our service. Your continued use of FinxaOS after such notification constitutes acceptance of the updated Terms.

14. Contact Information

If you have any questions about these Terms of Service, please contact us at: